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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,625 | $148,629-44.4% | $135,982-39.2% | $139,487-40.8% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 20.58% | 79.33%-58.7pp | 68.32%-47.7pp | 373.84%-353.3pp |
| Employer contribution / active EE | $0 | $5,247-100.0% | $4,859-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $16,464 | $8,102+103.2% | $7,760+112.2% | $6,713+145.3% |
| Admin fee / account holder | $6,386 | $12,406-48.5% | $10,767-40.7% | $11,407-44.0% |