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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,468 | $138,075-67.1% | $123,552-63.2% | $135,379-66.4% |
| Participation rate | 35.0% | 84.7%-49.7pp | 82.3%-47.3pp | 82.6%-47.6pp |
| Annual return | -7.19% | 153.70%-160.9pp | 119.20%-126.4pp | 519.79%-527.0pp |
| Employer contribution / active EE | $1,289 | $5,152-75.0% | $4,628-72.2% | $4,779-73.0% |
| Participant deferral / active EE | $3,004 | $6,800-55.8% | $6,426-53.3% | $5,609-46.4% |
| Admin fee / account holder | $981 | $10,917-91.0% | $9,285-89.4% | $10,828-90.9% |