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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,070 | $99,009-76.7% | $86,581-73.4% | $147,585-84.4% |
| Participation rate | 70.0% | 76.3%-6.3pp | 73.5%-3.5pp | 82.8%-12.8pp |
| Annual return | 23.91% | 1312.70%-1288.8pp | 965.06%-941.1pp | 578.58%-554.7pp |
| Employer contribution / active EE | $1,368 | $3,132-56.3% | $2,840-51.8% | $4,876-71.9% |
| Participant deferral / active EE | $2,291 | $3,972-42.3% | $3,609-36.5% | $5,439-57.9% |
| Admin fee / account holder | $1,778 | $5,709-68.8% | $4,904-63.7% | $10,886-83.7% |