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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,431 | $148,623-89.6% | $135,974-88.7% | $139,466-88.9% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 32.20% | 79.30%-47.1pp | 68.30%-36.1pp | 373.66%-341.5pp |
| Employer contribution / active EE | $2,385 | $5,246-54.5% | $4,859-50.9% | $4,754-49.8% |
| Participant deferral / active EE | $5,078 | $8,103-37.3% | $7,760-34.6% | $6,712-24.3% |
| Admin fee / account holder | $868 | $12,406-93.0% | $10,767-91.9% | $11,409-92.4% |