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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,280 | $176,120+155.7% | $159,487+182.3% | $167,553+168.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.47% | 331.95%-314.5pp | 263.71%-246.2pp | 478.89%-461.4pp |
| Employer contribution / active EE | $8,000 | $5,299+51.0% | $4,831+65.6% | $4,840+65.3% |
| Participant deferral / active EE | $8,742 | $7,752+12.8% | $7,354+18.9% | $6,343+37.8% |
| Admin fee / account holder | $4,294 | $12,561-65.8% | $10,804-60.3% | $12,316-65.1% |