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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,539 | $150,447+50.6% | $136,298+66.2% | $147,586+53.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 23.79% | 1049.15%-1025.4pp | 5156.27%-5132.5pp | 578.59%-554.8pp |
| Employer contribution / active EE | $67,919 | $5,256+1192.1% | $4,696+1346.4% | $4,876+1292.8% |
| Participant deferral / active EE | $25,748 | $6,631+288.3% | $6,247+312.1% | $5,439+373.4% |
| Admin fee / account holder | $6,881 | $10,906-36.9% | $9,244-25.6% | $10,886-36.8% |