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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,421 | $138,075-61.3% | $123,552-56.8% | $135,379-60.5% |
| Participation rate | 87.0% | 84.7%+2.2pp | 82.3%+4.7pp | 82.6%+4.3pp |
| Annual return | 8.81% | 153.70%-144.9pp | 119.20%-110.4pp | 519.79%-511.0pp |
| Employer contribution / active EE | $5,432 | $5,152+5.4% | $4,628+17.4% | $4,779+13.7% |
| Participant deferral / active EE | $11,284 | $6,800+66.0% | $6,426+75.6% | $5,609+101.2% |
| Admin fee / account holder | $13,969 | $10,917+28.0% | $9,285+50.5% | $10,828+29.0% |