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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,879 | $150,447+136.5% | $136,298+161.1% | $147,586+141.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.64% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-560.0pp |
| Employer contribution / active EE | $22,205 | $5,256+322.4% | $4,696+372.9% | $4,876+355.4% |
| Participant deferral / active EE | $15,375 | $6,631+131.9% | $6,247+146.1% | $5,439+182.7% |
| Admin fee / account holder | $3,790 | $10,906-65.2% | $9,244-59.0% | $10,886-65.2% |