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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,594 | $76,608-75.7% | $56,077-66.8% | $145,877-87.3% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | 14.32% | 3009.59%-2995.3pp | 1709.28%-1695.0pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,925 | $1,382+39.3% | $1,040+85.0% | $4,663-58.7% |
| Participant deferral / active EE | $3,197 | $2,624+21.8% | $1,954+63.6% | $6,691-52.2% |
| Admin fee / account holder | $727 | $3,325-78.1% | $2,825-74.3% | $13,402-94.6% |