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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,594 | $76,519-75.7% | $56,025-66.8% | $145,897-87.3% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | 14.32% | 3017.03%-3002.7pp | 1712.69%-1698.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,925 | $1,383+39.1% | $1,042+84.8% | $4,663-58.7% |
| Participant deferral / active EE | $3,197 | $2,624+21.8% | $1,955+63.6% | $6,689-52.2% |
| Admin fee / account holder | $727 | $3,331-78.2% | $2,828-74.3% | $13,390-94.6% |