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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CORNERSTONE ADVISORS ASSET MAN Service code 26 · EIN 75-3204798 | Advisory (Participants) | $31,770 |
Filed as: JOHN HANCOCK LIFE INS CO Service code 15 · EIN 01-0233346 | Recordkeeping | $2,410 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,739 | $76,112+45.5% | $96,544+14.7% | $71,529+54.8% |
| Participation rate | 97.7% | 74.4%+23.3pp | 76.0%+21.8pp | 67.9%+29.8pp |
| Annual return | 16.47% | 22.80%-6.3pp | 25.88%-9.4pp | 28.97%-12.5pp |
| Employer contribution / active EE | $1,294 | $2,248-42.4% | $2,966-56.4% | $2,590-50.0% |
| Participant deferral / active EE | $2,751 | $4,217-34.8% | $4,851-43.3% | $4,291-35.9% |
| Admin fee / account holder | $413 | $2,708-84.8% | $8,254-95.0% | $1,588-74.0% |