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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,234 | $185,312-34.6% | $161,489-24.9% | $154,746-21.7% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 13.54% | 103.84%-90.3pp | 89.72%-76.2pp | 172.34%-158.8pp |
| Employer contribution / active EE | $4,036 | $4,769-15.4% | $4,268-5.4% | $4,379-7.8% |
| Participant deferral / active EE | $24,159 | $6,350+280.5% | $5,630+329.1% | $6,730+259.0% |
| Admin fee / account holder | $1,097 | $18,654-94.1% | $16,006-93.1% | $14,365-92.4% |