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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,234 | $172,111-29.6% | $150,298-19.3% | $137,256-11.7% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 13.54% | 69.37%-55.8pp | 62.79%-49.2pp | 220.34%-206.8pp |
| Employer contribution / active EE | $4,036 | $4,636-12.9% | $4,154-2.8% | $4,156-2.9% |
| Participant deferral / active EE | $24,159 | $6,166+291.8% | $5,453+343.1% | $6,407+277.1% |
| Admin fee / account holder | $1,097 | $16,471-93.3% | $14,116-92.2% | $12,270-91.1% |