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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,372 | $84,684-86.6% | $73,835-84.6% | $125,388-90.9% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.4%-23.4pp | 83.2%-33.2pp |
| Annual return | -6.86% | 3123.93%-3130.8pp | 2268.13%-2275.0pp | 282.24%-289.1pp |
| Employer contribution / active EE | $1,424 | $3,123-54.4% | $2,788-48.9% | $4,866-70.7% |
| Participant deferral / active EE | $4,152 | $3,993+4.0% | $3,583+15.9% | $5,352-22.4% |
| Admin fee / account holder | $0 | $5,691-100.0% | $4,880-100.0% | $9,541-100.0% |