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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,964 | $72,027-64.0% | $185,835-86.0% | $79,852-67.5% |
| Participation rate | 40.6% | 65.8%-25.1pp | 78.0%-37.4pp | 69.6%-29.0pp |
| Annual return | 41.24% | 23.13%+18.1pp | 35.96%+5.3pp | 31.72%+9.5pp |
| Employer contribution / active EE | $1,454 | $1,965-26.0% | $4,087-64.4% | $2,471-41.2% |
| Participant deferral / active EE | $2,209 | $3,780-41.6% | $5,633-60.8% | $3,740-40.9% |
| Admin fee / account holder | $712 | $4,513-84.2% | $9,502-92.5% | $5,306-86.6% |