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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,071 | $175,259-10.9% | $149,723+4.2% | $139,487+11.9% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 11.46% | 166.82%-155.4pp | 134.50%-123.0pp | 373.84%-362.4pp |
| Employer contribution / active EE | $2,549 | $5,478-53.5% | $4,821-47.1% | $4,755-46.4% |
| Participant deferral / active EE | $10,432 | $6,522+60.0% | $5,682+83.6% | $6,713+55.4% |
| Admin fee / account holder | $25,270 | $16,158+56.4% | $13,215+91.2% | $11,407+121.5% |