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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,292 | $155,555+19.1% | $146,866+26.2% | $155,188+19.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.38% | 115.41%-101.0pp | 102.85%-88.5pp | 148.84%-134.5pp |
| Employer contribution / active EE | $10,004 | $4,647+115.3% | $4,425+126.1% | $4,248+135.5% |
| Participant deferral / active EE | $8,949 | $8,044+11.3% | $7,759+15.3% | $6,531+37.0% |
| Admin fee / account holder | $1,558 | $14,755-89.4% | $13,620-88.6% | $14,480-89.2% |