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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,292 | $156,398+18.5% | $147,318+25.8% | $138,895+33.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.38% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.0pp |
| Employer contribution / active EE | $10,004 | $4,853+106.1% | $4,593+117.8% | $4,194+138.5% |
| Participant deferral / active EE | $8,949 | $8,237+8.6% | $7,906+13.2% | $6,396+39.9% |
| Admin fee / account holder | $1,558 | $14,976-89.6% | $13,708-88.6% | $12,562-87.6% |