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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,145 | $106,005-87.6% | $92,239-85.7% | $147,585-91.1% |
| Participation rate | 80.0% | 80.4%-0.4pp | 76.5%+3.5pp | 82.8%-2.8pp |
| Annual return | 18.08% | 50.05%-32.0pp | 176.29%-158.2pp | 578.58%-560.5pp |
| Employer contribution / active EE | $2,892 | $4,333-33.3% | $3,680-21.4% | $4,876-40.7% |
| Participant deferral / active EE | $9,603 | $4,478+114.4% | $3,897+146.4% | $5,439+76.6% |
| Admin fee / account holder | $379 | $6,333-94.0% | $5,194-92.7% | $10,886-96.5% |