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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,137 | $217,432-42.4% | $185,851-32.7% | $167,553-25.3% |
| Participation rate | 72.7% | 86.1%-13.3pp | 81.7%-9.0pp | 82.1%-9.4pp |
| Annual return | 13.29% | 148.43%-135.1pp | 122.11%-108.8pp | 478.89%-465.6pp |
| Employer contribution / active EE | $1,841 | $5,874-68.7% | $5,168-64.4% | $4,840-62.0% |
| Participant deferral / active EE | $3,997 | $6,357-37.1% | $5,569-28.2% | $6,343-37.0% |
| Admin fee / account holder | $554 | $19,820-97.2% | $16,245-96.6% | $12,316-95.5% |