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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,598 | $102,422-15.5% | $147,117-41.1% | $80,959+7.0% |
| Participation rate | 97.8% | 75.9%+22.0pp | 82.2%+15.7pp | 67.7%+30.2pp |
| Annual return | 34.37% | 135.16%-100.8pp | 420.54%-386.2pp | 35.67%-1.3pp |
| Employer contribution / active EE | $9,018 | $3,717+142.6% | $4,932+82.8% | $2,757+227.1% |
| Participant deferral / active EE | $20,565 | $6,652+209.2% | $8,065+155.0% | $4,300+378.2% |
| Admin fee / account holder | $5,489 | $7,953-31.0% | $12,993-57.8% | $6,925-20.7% |