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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,641 | $75,962-47.8% | $154,111-74.3% | $64,173-38.2% |
| Participation rate | 91.4% | 70.4%+21.0pp | 83.0%+8.4pp | 69.6%+21.9pp |
| Annual return | -19.77% | 30.32%-50.1pp | 735.18%-755.0pp | 7.63%-27.4pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,975 | $3,175+88.2% | $5,081+17.6% | $3,470+72.2% |
| Admin fee / account holder | $7,590 | $5,589+35.8% | $13,411-43.4% | $4,887+55.3% |