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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,628 | $180,462-89.1% | $154,111-87.3% | $135,379-85.5% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -14.66% | 888.17%-902.8pp | 735.18%-749.8pp | 519.79%-534.5pp |
| Employer contribution / active EE | $21,461 | $6,036+255.6% | $5,298+305.1% | $4,779+349.1% |
| Participant deferral / active EE | $10,557 | $5,806+81.8% | $5,081+107.8% | $5,609+88.2% |
| Admin fee / account holder | $69 | $16,145-99.6% | $13,411-99.5% | $10,828-99.4% |