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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,646 | $93,346-45.7% | $71,796-29.5% | $273,972-81.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 5.37% | 130.39%-125.0pp | 78.04%-72.7pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,532 | $2,733-43.9% | $1,924-20.4% | $4,869-68.5% |
| Participant deferral / active EE | $12,692 | $3,475+265.2% | $2,794+354.2% | $5,287+140.1% |
| Admin fee / account holder | $542 | $6,571-91.7% | $4,815-88.7% | $10,133-94.6% |