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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,021 | $215,361-68.0% | $171,082-59.7% | $273,972-74.8% |
| Participation rate | 50.0% | 82.0%-32.0pp | 76.7%-26.7pp | 83.0%-33.0pp |
| Annual return | 7.28% | 25.14%-17.9pp | 32.56%-25.3pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,051 | $4,967-78.8% | $4,002-73.7% | $4,869-78.4% |
| Participant deferral / active EE | $2,953 | $5,543-46.7% | $4,797-38.4% | $5,287-44.1% |
| Admin fee / account holder | $340 | $10,846-96.9% | $8,520-96.0% | $10,133-96.6% |