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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,754 | $153,769-32.5% | $133,975-22.6% | $273,972-62.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -0.78% | 36.51%-37.3pp | 29.29%-30.1pp | 41.46%-42.2pp |
| Employer contribution / active EE | $11,862 | $6,029+96.8% | $5,211+127.6% | $4,869+143.6% |
| Participant deferral / active EE | $11,192 | $6,958+60.8% | $6,282+78.2% | $5,287+111.7% |
| Admin fee / account holder | $1,421 | $11,765-87.9% | $9,324-84.8% | $10,133-86.0% |