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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,709 | $85,766-54.9% | $136,298-71.6% | $70,126-44.8% |
| Participation rate | 74.4% | 74.2%+0.2pp | 81.9%-7.6pp | 69.5%+4.8pp |
| Annual return | 21.01% | 31.46%-10.4pp | 5156.27%-5135.3pp | 73.15%-52.1pp |
| Employer contribution / active EE | $1,557 | $2,966-47.5% | $4,696-66.8% | $2,343-33.5% |
| Participant deferral / active EE | $4,560 | $5,051-9.7% | $6,247-27.0% | $3,332+36.8% |
| Admin fee / account holder | $3,059 | $5,421-43.6% | $9,244-66.9% | $4,645-34.2% |