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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,109 | $54,370+5.0% | $82,763-31.0% | $68,490-16.6% |
| Participation rate | 57.4% | 63.9%-6.5pp | 72.6%-15.2pp | 67.9%-10.5pp |
| Annual return | -15.69% | -13.67%-2.0pp | 702.45%-718.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,803 | $2,219-18.8% | $3,008-40.1% | $2,597-30.6% |
| Participant deferral / active EE | $3,511 | $3,247+8.1% | $4,395-20.1% | $4,028-12.8% |
| Admin fee / account holder | $655 | $4,398-85.1% | $5,325-87.7% | $5,403-87.9% |