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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,601 | $99,957-65.4% | $149,730-76.9% | $73,493-52.9% |
| Participation rate | 41.6% | 75.7%-34.1pp | 82.5%-40.9pp | 70.7%-29.1pp |
| Annual return | 41.19% | 53.87%-12.7pp | 276.70%-235.5pp | 28.51%+12.7pp |
| Employer contribution / active EE | $1,388 | $3,191-56.5% | $4,645-70.1% | $2,270-38.8% |
| Participant deferral / active EE | $2,803 | $6,073-53.8% | $6,843-59.0% | $3,740-25.1% |
| Admin fee / account holder | $1,182 | $551+114.6% | $9,310-87.3% | $513+130.4% |