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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,143 | $202,342-27.3% | $172,753-14.8% | $152,909-3.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.54% | 1029.88%-1012.3pp | 803.00%-785.5pp | 345.46%-327.9pp |
| Employer contribution / active EE | $2,244 | $5,857-61.7% | $5,144-56.4% | $4,764-52.9% |
| Participant deferral / active EE | $4,378 | $5,948-26.4% | $5,198-15.8% | $5,851-25.2% |
| Admin fee / account holder | $544 | $17,112-96.8% | $13,956-96.1% | $11,601-95.3% |