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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,513 | $86,701-76.3% | $73,309-72.0% | $125,388-83.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -0.02% | 2.78%-2.8pp | 5.67%-5.7pp | 282.24%-282.3pp |
| Employer contribution / active EE | $1,962 | $4,152-52.8% | $3,237-39.4% | $4,866-59.7% |
| Participant deferral / active EE | $900 | $5,549-83.8% | $4,991-82.0% | $5,352-83.2% |
| Admin fee / account holder | $11,753 | $7,768+51.3% | $5,635+108.6% | $9,541+23.2% |