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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,995 | $198,462-85.4% | $170,439-83.0% | $147,585-80.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.36% | 257.30%-246.9pp | 205.94%-195.6pp | 578.58%-568.2pp |
| Employer contribution / active EE | $2,208 | $6,184-64.3% | $5,433-59.4% | $4,876-54.7% |
| Participant deferral / active EE | $3,218 | $5,629-42.8% | $4,939-34.9% | $5,439-40.8% |
| Admin fee / account holder | $1,019 | $16,852-94.0% | $13,881-92.7% | $10,886-90.6% |