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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,651 | $100,147+8.5% | $81,286+33.7% | $145,877-25.5% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 14.16% | 34.44%-20.3pp | 24.80%-10.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,864 | $2,977-37.4% | $2,463-24.3% | $4,663-60.0% |
| Participant deferral / active EE | $3,592 | $4,607-22.0% | $3,883-7.5% | $6,691-46.3% |
| Admin fee / account holder | $2,951 | $8,201-64.0% | $5,764-48.8% | $13,402-78.0% |