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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,341 | $53,162+11.6% | $91,225-35.0% | $68,486-13.4% |
| Participation rate | 67.9% | 63.2%+4.6pp | 73.2%-5.3pp | 67.9%0pp |
| Annual return | -14.69% | -3.14%-11.5pp | 114.12%-128.8pp | -7.85%-6.8pp |
| Employer contribution / active EE | $1,088 | $1,709-36.3% | $2,851-61.8% | $2,597-58.1% |
| Participant deferral / active EE | $5,239 | $2,974+76.2% | $4,233+23.8% | $4,028+30.1% |
| Admin fee / account holder | $22,672 | $4,493+404.6% | $5,422+318.1% | $5,404+319.6% |