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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $122,235 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $111,486 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,770 | $95,388-17.4% | $125,391-37.2% | $77,906+1.1% |
| Participation rate | 95.4% | 78.6%+16.8pp | 82.4%+13.1pp | 73.7%+21.7pp |
| Annual return | -16.70% | 116.19%-132.9pp | 572.41%-589.1pp | 12.16%-28.9pp |
| Employer contribution / active EE | $3,390 | $3,666-7.5% | $4,816-29.6% | $2,846+19.1% |
| Participant deferral / active EE | $14,588 | $7,711+89.2% | $7,448+95.9% | $4,805+203.6% |
| Admin fee / account holder | $111 | $119-6.4% | $10,009-98.9% | $133-16.1% |