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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,314 | $99,009+84.1% | $86,581+110.6% | $147,585+23.5% |
| Participation rate | 91.7% | 76.3%+15.3pp | 73.5%+18.1pp | 82.8%+8.8pp |
| Annual return | 17.20% | 1312.70%-1295.5pp | 965.06%-947.9pp | 578.58%-561.4pp |
| Employer contribution / active EE | $3,408 | $3,132+8.8% | $2,840+20.0% | $4,876-30.1% |
| Participant deferral / active EE | $7,835 | $3,972+97.2% | $3,609+117.1% | $5,439+44.1% |
| Admin fee / account holder | $398 | $5,709-93.0% | $4,904-91.9% | $10,886-96.3% |