Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,703 | $46,732-79.2% | $156,551-93.8% | $55,167-82.4% |
| Participation rate | 36.6% | 65.8%-29.2pp | 84.0%-47.4pp | 69.0%-32.4pp |
| Annual return | 5.74% | 17.72%-12.0pp | 32.23%-26.5pp | 169.23%-163.5pp |
| Employer contribution / active EE | $645 | $2,105-69.3% | $5,501-88.3% | $1,963-67.1% |
| Participant deferral / active EE | $789 | $2,204-64.2% | $4,871-83.8% | $3,054-74.2% |
| Admin fee / account holder | $430 | $418+2.7% | $13,028-96.7% | $504-14.8% |