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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,449 | $77,817-8.2% | $123,553-42.2% | $64,173+11.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.63% | 12.49%-21.1pp | 119.21%-127.8pp | 7.63%-16.3pp |
| Employer contribution / active EE | $10,154 | $3,014+236.9% | $4,628+119.4% | $2,381+326.5% |
| Participant deferral / active EE | $10,844 | $5,240+106.9% | $6,426+68.8% | $3,470+212.5% |
| Admin fee / account holder | $4,864 | $5,519-11.9% | $9,284-47.6% | $4,887-0.5% |