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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,323 | $180,459-39.4% | $154,108-29.1% | $135,380-19.2% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -12.47% | 888.21%-900.7pp | 735.21%-747.7pp | 519.81%-532.3pp |
| Employer contribution / active EE | $5,697 | $6,035-5.6% | $5,298+7.5% | $4,779+19.2% |
| Participant deferral / active EE | $7,172 | $5,806+23.5% | $5,081+41.2% | $5,609+27.9% |
| Admin fee / account holder | $1,168 | $16,145-92.8% | $13,411-91.3% | $10,828-89.2% |