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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,673 | $162,136+9.0% | $152,301+16.0% | $154,746+14.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.46% | 91.02%-74.6pp | 80.50%-64.0pp | 172.34%-155.9pp |
| Employer contribution / active EE | $7,197 | $4,890+47.2% | $4,624+55.6% | $4,379+64.4% |
| Participant deferral / active EE | $9,186 | $8,341+10.1% | $8,004+14.8% | $6,730+36.5% |
| Admin fee / account holder | $4,001 | $15,759-74.6% | $14,398-72.2% | $14,365-72.1% |