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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,310 | $185,312-41.6% | $161,489-32.9% | $154,746-30.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 16.95% | 103.84%-86.9pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $2,865 | $4,769-39.9% | $4,268-32.9% | $4,379-34.6% |
| Participant deferral / active EE | $11,630 | $6,350+83.2% | $5,630+106.6% | $6,730+72.8% |
| Admin fee / account holder | $319 | $18,654-98.3% | $16,006-98.0% | $14,365-97.8% |