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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,990 | $91,537-62.9% | $130,045-73.9% | $75,173-54.8% |
| Participation rate | 90.0% | 71.5%+18.5pp | 78.5%+11.5pp | 67.2%+22.8pp |
| Annual return | 15.57% | -631.55%+647.1pp | -137.30%+152.9pp | 160.72%-145.1pp |
| Employer contribution / active EE | $2,689 | $2,845-5.5% | $4,321-37.8% | $2,671+0.7% |
| Participant deferral / active EE | $6,675 | $4,343+53.7% | $5,820+14.7% | $4,126+61.8% |
| Admin fee / account holder | $1,359 | $6,780-80.0% | $10,600-87.2% | $5,651-76.0% |