Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,795 | $77,816-92.6% | $123,552-95.3% | $64,173-91.0% |
| Participation rate | 61.6% | 74.7%-13.1pp | 82.3%-20.7pp | 69.6%-7.9pp |
| Annual return | -14.05% | 12.49%-26.5pp | 119.20%-133.3pp | 7.63%-21.7pp |
| Employer contribution / active EE | $1,163 | $3,014-61.4% | $4,628-74.9% | $2,381-51.1% |
| Participant deferral / active EE | $2,139 | $5,240-59.2% | $6,426-66.7% | $3,470-38.3% |
| Admin fee / account holder | $1,135 | $5,519-79.4% | $9,285-87.8% | $4,887-76.8% |