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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,777 | $138,102+1.9% | $125,381+12.3% | $134,532+4.6% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -22.07% | 750.73%-772.8pp | 572.31%-594.4pp | 418.27%-440.3pp |
| Employer contribution / active EE | $7,920 | $5,245+51.0% | $4,815+64.5% | $4,741+67.1% |
| Participant deferral / active EE | $6,992 | $7,801-10.4% | $7,448-6.1% | $6,401+9.2% |
| Admin fee / account holder | $769 | $11,568-93.4% | $10,007-92.3% | $11,429-93.3% |