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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,355 | $156,963-83.8% | $121,204-79.1% | $139,466-81.8% |
| Participation rate | 95.8% | 76.5%+19.4pp | 69.5%+26.3pp | 80.3%+15.5pp |
| Annual return | 17.04% | 1476.75%-1459.7pp | 987.18%-970.1pp | 373.66%-356.6pp |
| Employer contribution / active EE | $2,509 | $5,544-54.8% | $4,170-39.8% | $4,754-47.2% |
| Participant deferral / active EE | $9,332 | $4,848+92.5% | $4,083+128.6% | $6,712+39.0% |
| Admin fee / account holder | $1,537 | $6,953-77.9% | $5,651-72.8% | $11,409-86.5% |