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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,713 | $77,908-59.3% | $149,696-78.8% | $75,173-57.8% |
| Participation rate | 80.6% | 65.6%+15.1pp | 78.8%+1.9pp | 67.2%+13.4pp |
| Annual return | 15.35% | 31.73%-16.4pp | 134.46%-119.1pp | 160.72%-145.4pp |
| Employer contribution / active EE | $5,092 | $3,138+62.3% | $4,821+5.6% | $2,671+90.7% |
| Participant deferral / active EE | $3,967 | $3,411+16.3% | $5,682-30.2% | $4,126-3.9% |
| Admin fee / account holder | $1,658 | $5,950-72.1% | $13,212-87.4% | $5,651-70.7% |