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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,031 | $162,136-60.5% | $152,301-58.0% | $154,746-58.6% |
| Participation rate | 50.0% | 84.1%-34.1pp | 82.4%-32.4pp | 80.7%-30.7pp |
| Annual return | 13.36% | 91.02%-77.7pp | 80.50%-67.1pp | 172.34%-159.0pp |
| Employer contribution / active EE | $4,375 | $4,890-10.5% | $4,624-5.4% | $4,379-0.1% |
| Participant deferral / active EE | $0 | $8,341-100.0% | $8,004-100.0% | $6,730-100.0% |
| Admin fee / account holder | $42,990 | $15,759+172.8% | $14,398+198.6% | $14,365+199.3% |