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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,694 | $58,099+266.1% | $76,872+176.7% | $75,173+182.9% |
| Participation rate | 21.4% | 63.9%-42.5pp | 69.6%-48.2pp | 67.2%-45.8pp |
| Annual return | 19.63% | 26.71%-7.1pp | 37.90%-18.3pp | 160.72%-141.1pp |
| Employer contribution / active EE | $979 | $1,996-50.9% | $2,533-61.4% | $2,671-63.3% |
| Participant deferral / active EE | $2,481 | $2,999-17.3% | $3,832-35.3% | $4,126-39.9% |
| Admin fee / account holder | $1,655 | $4,778-65.4% | $5,476-69.8% | $5,651-70.7% |