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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,248 | $63,845+249.7% | $81,370+174.4% | $80,959+175.8% |
| Participation rate | 18.2% | 63.9%-45.7pp | 69.5%-51.4pp | 67.7%-49.5pp |
| Annual return | 9.88% | 16.37%-6.5pp | 24.85%-15.0pp | 35.67%-25.8pp |
| Employer contribution / active EE | $721 | $1,980-63.6% | $2,464-70.7% | $2,757-73.8% |
| Participant deferral / active EE | $1,653 | $3,093-46.6% | $3,885-57.5% | $4,300-61.6% |
| Admin fee / account holder | $154 | $5,688-97.3% | $5,749-97.3% | $6,925-97.8% |