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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,778 | $89,652+24.7% | $141,197-20.8% | $65,186+71.5% |
| Participation rate | 84.9% | 74.7%+10.2pp | 82.5%+2.4pp | 70.2%+14.7pp |
| Annual return | 22.51% | 32.79%-10.3pp | 71.41%-48.9pp | 29.39%-6.9pp |
| Employer contribution / active EE | $6,369 | $3,065+107.8% | $4,736+34.5% | $2,177+192.6% |
| Participant deferral / active EE | $11,712 | $5,691+105.8% | $6,710+74.5% | $3,514+233.3% |
| Admin fee / account holder | $12,981 | $569+2183.3% | $10,265+26.5% | $847+1432.2% |