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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,251 | $103,038-63.8% | $90,324-58.8% | $152,909-75.6% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 29.14% | 95.25%-66.1pp | 78.15%-49.0pp | 345.46%-316.3pp |
| Employer contribution / active EE | $2,130 | $3,141-32.2% | $2,856-25.4% | $4,764-55.3% |
| Participant deferral / active EE | $4,066 | $4,282-5.0% | $3,885+4.7% | $5,851-30.5% |
| Admin fee / account holder | $233 | $6,177-96.2% | $5,356-95.7% | $11,601-98.0% |