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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,761 | $117,904+122.9% | $102,457+156.5% | $145,978+80.0% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 9.03% | 31.80%-22.8pp | 29.41%-20.4pp | 550.52%-541.5pp |
| Employer contribution / active EE | $1,037 | $3,613-71.3% | $3,022-65.7% | $4,662-77.7% |
| Participant deferral / active EE | $3,847 | $5,733-32.9% | $5,054-23.9% | $6,690-42.5% |
| Admin fee / account holder | $8,686 | $13,329-34.8% | $9,451-8.1% | $13,400-35.2% |